The Times West Virginian

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Forms of financial aid

These are basic types of financial aid:
• Scholarships: That’s money that doesn’t have to be paid back and can be awarded based on merit, skill or a unique characteristic.
• Grants: Money that doesn’t have to be paid back and is usually awarded on the basis of financial need.
• Loans: Money students and parents borrow to help pay college expenses. Repayment usually begins after education is finished. Only borrow what is really needed and look at loans as an investment in the future.
• Employment: Allows students to earn money to pay for educational costs and either earns a paycheck or non-monetary compensation such as room and board.

Related Photos

  • Cynthia Hudok, financial aid director at Fairmont State University and Pierpont Community & Technical College, stands in front of the list of high school financial aid nights the schools’ financial aid staff will be attending in the coming weeks. High schools regularly host the nights so students and parents can get information from the experts. PHOTO BY DANNY SNYDER

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February 5, 2012

More than a handout: VIDEO

Financial assistance plays big role in higher education

By Katie Wilson Times West Virginian

FAIRMONT — For the majority of students, college wouldn’t be possible without financial aid.

Officials at Fairmont State University, Pierpont Community & Technical College and West Virginia University said more than half the students at their institutions receive some type of financial aid.

Financial aid may sound like a handout, but it involves all kinds of things, from need-based grants to academic or athletic scholarships and work-study jobs.

Cynthia Hudok, director of financial aid at FSU and Pierpont, said about 85 percent of students at those institutions receive some type of financial aid. For some, that’s private scholarships, like those given by their parents’ employer. For others, it’s grants and loans.

Tresa Weimer, associate director of financial aid at WVU, said about 68 percent of that institution’s students receive some type of financial aid.

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